Clover Capital
Clover Capital is a faster, easier way to access the funds you need
It’s easy to request a Clover Capital advance. There is no application fee and the documentation is surprisingly minimal.
Clover Capital
Fast, flexible financing for your business
Let’s say you want to expand, make renovations, or even upgrade your equipment. Getting money through a loan is not the only option. In fact, it is easier than ever to get the funds you need through Clover Capital, a program that converts your future credit card sales into working capital. Welcome a better way to borrow.
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Understand the problem. This step may require a high degree of analytical thinking to understand constraints, achievable targets, alternative tactics
Why Choose BankTech's Clover Capital
Want To Know More?
Clover Capital is an easy way to access the funds you need, turning your future credit and debit card sales into working capital geared to help your business grow. Our goal is to provide your business with the funds to use on anything you need.
- QUICK APPROVAL
Apply faster than you would for traditional loans. Approvals typically take 1-2 business days.a
- FAST FUNDING
Once you’re approved, you’ll see your working capital in your bank account in just 2-3 business days
- EASY PAYBACK
Clover Capital is based on your future sales, so repayment is worry-free. You pay more when your sales are strong; less if sales slow down.
Why Choose BankTech's Clover Capital
How It Works
Clover Capital is available to merchants who have been processing with BankTech or its partners for at least 90 days and must be in business for at least 6 months to be eligible. Eligibility is then determined by our underwriting model which will consider your business’s processing history, your personal credit, and other business attributes. You do not need to have a Clover device to be eligible for Clover Capital.
- Apply
To start, tell us a little about yourself and your business. It’s fast. In addition, we work with your schedule & time!
- Get A Pre-Qualified Amount
The amount of cash in advance is based on the average monthly Visa / MasterCard processing. Brilliant, right?
- Pay According To Your Sales
Now you will not get caught with a fixed payment that your businesses current sales cannot make.
Why use Clover Capital?
Want To Know More?
Admittedly, loans can be stressful. And making payments is not always easy. Because cash in advance is based on future sales, you are borrowing what you know you can repay.
- Refresh Your Space
Renovate your location to enhance your brand and your customers’ experience.
- Grow Your Inventory
Inventory running low? A cash advance can ensure that you don’t run out of what your business needs.
- Promote Your Business
Want a bigger marketing budget? Use a cash advance to advertise your business and get more exposure to new customers.
BankTech Point of Sale Devices
BankTech Clover & Sphere
Point of Sale Services
Find a Clover & Sphere device that’s right for your needs, and customize it for your business. Our cloud-based system means everything you need is at your fingertips.
Packed with power
Clover & Sphere POS systems come with many built-in features so you can set up your business right away and right-size it for your needs.
Any time anywhere
Cloud-based for good reason. Track your sales, refunds, deposits, and run reports, wherever you are or need to be.
Completely customizable
Your system, your needs. Tailored to scale with your business with devices, apps, and accessories that make sense when your timing says so.
Real‑time reporting
Live and trending sales data helps track your business’s performance via customizable reports in your Clover dashboard. It can really be that easy.
BankTech Clover & Sphere Works For You
Some Industries We Serve
With a Clover & Sphere point of sale (POS) system, you’ll feel like you can handle it all. Have a restaurant, retail, eCommerce, or service business? Our solutions help you manage daily tasks, regardless of where your business is at. From accepting payments to organizing inventory (and so much more), it’s all at your fingertips — anytime, anywhere. Might have you wondering why you didn’t get it sooner.
Control coursing, menu modifications, seating, and more with ordering and payment solutions at the counter or tableside.
More than 125,000 retailers use Clover’s small business retail POS system today to run their businesses.
Process payments, handle appointments, send invoices and more. Clover’s dashboard gives you everything you need to run your business from anywhere that you are.
Why People Put Trust In BankTech
Lynn Fox
Fashion Store Owner
I’m astounded by the depth of insights the BankTech’s analytics dashboard provides. My life has been easier & faster managing my inventory.
Court Henry
SAAS Agency
The predictive customer behavior modeling from the payments software transformed our decision-making for our clients. We have changed how our forecast sales models work.
Ann Fisher
Salon Owner
BankTech has changed how we manage our scheduling and invoicing clients. I’ve found it has let my employees focus on clients and not on back office tasks.
Anthony Black
Coffee Shop Owner
My new POS has. let me Personalize interactions like never before, and our customers love it. I’ve taken my business to new revenue levels with BankTech Gift Cards and Loyalty program.
Jane Cooper
Medical Practice
During the cold season, our clients are always trying to book appointments with us. We are now able to prebook appointments and bill customers all online in minutes.
Marvin McKinney
Plumber
I’m impressed by how easy it was to invoice customers from my phone after I finished a job. I also get my funds in my checking account in minutes. My old provider couldn’t do that.
John Wilson
Boat Tours
I connected my account in minutes to our QuickBooks account. It let me pay my taxes in seconds as we billed customers.
Jacob Jones
Bar Owner
Our updated point of sale provided by BankTech has increased the speed of my bartenders 10X. It has allowed me to track inventory and manage scheduling to the dollar. I can manage my business from my phone now.
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