{"id":529,"date":"2024-07-16T17:54:50","date_gmt":"2024-07-16T17:54:50","guid":{"rendered":"https:\/\/banktechpr.com\/?page_id=529"},"modified":"2024-07-16T17:55:45","modified_gmt":"2024-07-16T17:55:45","slug":"politica-de-firma-electronica","status":"publish","type":"page","link":"https:\/\/banktechpr.com\/es\/e-sign-policy\/","title":{"rendered":"Pol\u00edtica de firma electr\u00f3nica"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"529\" class=\"elementor elementor-529\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9a717f4 e-flex e-con-boxed e-con e-parent\" data-id=\"9a717f4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-67f7db4 elementor-widget elementor-widget-heading\" data-id=\"67f7db4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pol\u00edtica de firma electr\u00f3nica<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18e83d3 elementor-widget elementor-widget-text-editor\" data-id=\"18e83d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Consentimiento de firma electr\u00f3nica<\/strong><\/p><p><em>\u00a0<\/em><\/p><p><em>\u00daltima actualizaci\u00f3n<\/em>: 24 de marzo de 2020<\/p><p><em>\u00a0<\/em><\/p><p>Transaction and Promotions Inc., Paradigm Services, Inc. o proveedores de servicios externos (\u201c<strong>tecnolog\u00eda bancaria <\/strong>\u201d, \u201cnuestro\u201d o \u201cnos\u201d) puede necesitar proporcionarle ciertas comunicaciones, avisos, acuerdos, estados de cuenta o divulgaciones por escrito (\u201c<strong>Comunicaciones<\/strong>\u201d) con respecto a nuestros Servicios. Las palabras &quot;usted&quot; y &quot;su&quot; se refieren a la persona que solicit\u00f3, acept\u00f3 o utiliz\u00f3 una Cuenta, incluido el usuario autorizado de la Cuenta. \u201c<strong>Cuenta<\/strong>\u201dsignifica una cuenta abierta con Banktech para el uso de los Servicios. \u201c<strong>Servicios&quot;<\/strong> significa servicios de Banktech, que incluyen, entre otros, aplicaciones m\u00f3viles, cuentas comerciales, servicios de marketing local, hardware y otros productos y servicios.<\/p><p>Usted acepta recibir Comunicaciones en lugar de en papel y el uso de firmas electr\u00f3nicas en nuestra relaci\u00f3n con usted (&quot;<strong>Consentir<\/strong>\u201d). Si decide no aceptar este Consentimiento o lo retira, es posible que se le restrinja el uso de los Servicios.<\/p><p><strong>\u00a0<\/strong><\/p><p><strong>Entrega Electr\u00f3nica de Comunicaciones y Uso de Firmas Electr\u00f3nicas<\/strong><\/p><p>Seg\u00fan este Consentimiento, Banktech puede proporcionar todas las Comunicaciones electr\u00f3nicamente por correo electr\u00f3nico, mensaje de texto o haci\u00e9ndolas accesibles a trav\u00e9s de los sitios web o aplicaciones de Banktech. Las comunicaciones incluyen, entre otras, (1) acuerdos y pol\u00edticas requeridas para utilizar los Servicios (por ejemplo, este Consentimiento, nuestro <a href=\"https:\/\/banktechpr.com\/es\/privacy\/\">Aviso de Privacidad,<\/a> el <a href=\"https:\/\/banktechpr.com\/es\/acuerdo-de-procesamiento-subcomercial\/\">Acuerdo de procesamiento subcomerciante<\/a>, <a href=\"https:\/\/banktechpr.com\/es\/acuerdo-de-suscripcion\/\">Acuerdo de suscripci\u00f3n<\/a> o el <a href=\"https:\/\/banktechpr.com\/es\/ach-services-agreement\/\">Acuerdo de servicios ACH<\/a>, (2) autorizaciones de pago y recibos o confirmaciones de transacciones, (3) estados de cuenta e historial, (4) y todos los documentos y declaraciones de impuestos federales y estatales. Tambi\u00e9n podemos utilizar firmas electr\u00f3nicas y obtenerlas de usted.<\/p><p><strong>\u00a0<\/strong><\/p><p><strong>Requisitos del sistema<\/strong><\/p><p>Para acceder y conservar las Comunicaciones electr\u00f3nicas, necesitar\u00e1 lo siguiente:<\/p><ul><li>Una computadora o dispositivo m\u00f3vil con Internet o conectividad m\u00f3vil.<\/li><li>Para comunicaciones basadas en sitios web de escritorio:<ul><li>Navegador web reciente que incluye cifrado de 256 bits;<\/li><li>El navegador debe tener habilitadas las cookies. El uso de extensiones del navegador puede afectar la funcionalidad completa del sitio web; y<\/li><li>Los est\u00e1ndares m\u00ednimos recomendados para el navegador son las versiones m\u00e1s recientes de Mozilla Firefox (consulte\u00a0<a href=\"http:\/\/www.mozilla.com\">http:\/\/www.mozilla.com<\/a>para la \u00faltima versi\u00f3n), Apple Safari (consulte\u00a0<a href=\"http:\/\/www.apple.com\/safari\">http:\/\/www.apple.com\/safari<\/a>\u00a0para la \u00faltima versi\u00f3n) o Google Chrome (consulte<u>\u00a0<\/u><a href=\"http:\/\/www.google.com\/chrome\">http:\/\/www.google.com\/chrome<\/a>\u00a0para la \u00faltima versi\u00f3n).<\/li><\/ul><\/li><li>Para comunicaciones basadas en aplicaciones:<\/li><li>Un sistema operativo de dispositivo reciente que admita mensajes de texto, descargas y aplicaciones de Apple App Store o Google Play Store; y<\/li><li>Las versiones m\u00e1s recientes de Apple Safari o Google Chrome en iOS o Google Chrome para el sistema operativo Android.<\/li><li>Acceso a la direcci\u00f3n de correo electr\u00f3nico utilizada para crear una Cuenta para los Servicios.<\/li><li>Espacio de almacenamiento suficiente para guardar Comunicaciones y\/o una impresora para imprimirlas.<\/li><li>Si utiliza un filtro de spam que bloquea o redirige correos electr\u00f3nicos de remitentes que no figuran en su libreta de direcciones de correo electr\u00f3nico, debe agregar\u00a0<a href=\"mailto:support@banktechpr.com\">support@banktechpr.com<\/a> \u00a0a su libreta de direcciones de correo electr\u00f3nico.<\/li><\/ul><p><strong>Entrega en papel de comunicaciones<\/strong><\/p><p>Tiene derecho a recibir Comunicaciones en papel. Para solicitar una copia impresa de cualquier Comunicaci\u00f3n sin costo, escriba a Banktech PR, 345 St. Peters Street, Ste. 705, St. Paul, MN 55102 (\u201c<strong>Direcci\u00f3n de relaciones p\u00fablicas de Banktech<\/strong>\u201d) dentro de los 180 d\u00edas siguientes a la fecha de la divulgaci\u00f3n, especificando detalladamente la Comunicaci\u00f3n que desea recibir. Para evitar dudas, solicitar una copia impresa de cualquier Comunicaci\u00f3n, en s\u00ed misma, no se considerar\u00e1 una retirada del consentimiento para recibir Comunicaciones electr\u00f3nicas.<\/p><p><strong>Retiro del consentimiento a las comunicaciones electr\u00f3nicas<\/strong><\/p><p>Puede retirar su consentimiento para recibir Comunicaciones electr\u00f3nicas en cualquier momento, escribiendo a la Direcci\u00f3n de Banktech o envi\u00e1ndonos un correo electr\u00f3nico a \u00a0<a href=\"mailto:support@banktechpr.com\">support@banktechpr.com<\/a>. Sin embargo, retirar su consentimiento para recibir Comunicaciones electr\u00f3nicas puede resultar en la terminaci\u00f3n de su acceso a los Servicios. Cualquier retiro de su consentimiento ser\u00e1 efectivo despu\u00e9s de un per\u00edodo de tiempo razonable para procesar su solicitud, y Banktech confirmar\u00e1 su retiro de consentimiento y su fecha de vigencia por escrito (ya sea electr\u00f3nicamente o en papel).<\/p><p><strong>\u00a0<\/strong><\/p><p><strong>Actualizaci\u00f3n de su direcci\u00f3n de correo electr\u00f3nico<\/strong><\/p><p>Puede cambiar su direcci\u00f3n de correo electr\u00f3nico escribiendo a la direcci\u00f3n de Banktech o envi\u00e1ndonos un correo electr\u00f3nico a \u00a0<a href=\"mailto:support@banktechpr.com\">support@banktechpr.com<\/a>. Tambi\u00e9n podr\u00e1 cambiar su direcci\u00f3n de correo electr\u00f3nico usted mismo a trav\u00e9s de los Servicios.<\/p><p><strong>Impresi\u00f3n.<\/strong> <br \/>Debe imprimir este documento y guardar una copia en sus archivos.\u00a0<\/p><p><strong>Consentir. <br \/><\/strong>Cuando seleccionas el \u201c<strong>Entregar<\/strong>\u201d, usted acepta todos los t\u00e9rminos anteriores y contenidos en este Consentimiento con respecto a la realizaci\u00f3n de negocios electr\u00f3nicamente. Al seleccionar el bot\u00f3n \u201c<strong>Entregar<\/strong>\u201d, por la presente reconoce que ha le\u00eddo y comprende los t\u00e9rminos y condiciones de este Consentimiento que se han establecido anteriormente, y que acepta estar sujeto a los t\u00e9rminos y condiciones de este Acuerdo. Adem\u00e1s, comprende que su acto de verificar el &quot;<strong>Entregar<\/strong>El bot\u00f3n &quot;representa su firma electr\u00f3nica y representa su autorizaci\u00f3n para estar sujeto a este Acuerdo y su intenci\u00f3n de que este Acuerdo tenga efecto legal y vinculante. Por la presente tambi\u00e9n declara y garantiza que este Acuerdo no violar\u00e1 ninguna ley ni entrar\u00e1 en conflicto con ning\u00fan otro acuerdo al que est\u00e9 sujeto.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/p><p><strong>CONSENTIMIENTO DE FIRMA ELECTR\u00d3NICA. USTED ACEPTA LOS T\u00c9RMINOS DE ESTE CONSENTIMIENTO MODIFICADOS DE VEZ EN CUANDO (\u201cACUERDO DE COMUNICACIONES ELECTR\u00d3NICAS\u201d) QUE SE INCORPORA EN LOS T\u00c9RMINOS DE USO, EL ACUERDO DE SUBCOMERCIENTE Y EL ACUERDO DE SUSCRIPCI\u00d3N POR REFERENCIA COMO SI SE ESTABLECEN COMPLETAMENTE AQU\u00cd. POR LA PRESENTE, USTED ACEPTA RECIBIR COMUNICACIONES ELECTR\u00d3NICAS EN SU DIRECCI\u00d3N DE CORREO ELECTR\u00d3NICO V\u00c1LIDA\u00a0<\/strong><em><strong><u>Y TAMBI\u00c9N EN SU CUENTA INICIADA<\/u><\/strong><\/em><strong>\u00a0 PARA LAS SIGUIENTES CATEGOR\u00cdAS DE INFORMACI\u00d3N: (1) LOS ACUERDOS, POL\u00cdTICAS DE BANKTECH Y CUALQUIER MODIFICACI\u00d3N O COMPLEMENTO A LOS MISMOS; (2) EL REGISTRO DE PAGOS Y OTRAS TRANSACCIONES MEDIANTE EL USO DE LOS SERVICIOS, INCLUYENDO, SIN LIMITACI\u00d3N, HISTORIALES DE PAGO Y CONFIRMACIONES DE TRANSACCIONES INDIVIDUALES; (3) CUALQUIER DIVULGACI\u00d3N O AVISOS INICIALES, PERI\u00d3DICOS O DE OTRO TIPO PROPORCIONADOS EN RELACI\u00d3N CON LOS SERVICIOS, INCLUYENDO, SIN LIMITACI\u00d3N, AQUELLOS EXIGIDOS POR LAS LEYES FEDERALES O ESTATALES; (4) CUALQUIER COMUNICACI\u00d3N DE SERVICIO AL CLIENTE, INCLUYENDO, SIN LIMITACI\u00d3N, COMUNICACIONES CON RESPECTO A RECLAMOS DE ERROR O USO NO AUTORIZADO DE LOS SERVICIOS; Y, (5) CUALQUIER OTRA COMUNICACI\u00d3N RELACIONADA CON ESTE ACUERDO. SU DIRECCI\u00d3N DE CORREO ELECTR\u00d3NICO V\u00c1LIDA ES LA QUE USTED PROPORCIONA A BANKTECH EN SU SOLICITUD. USTED ACEPTA NOTIFICAR A BANKTECH SOBRE CUALQUIER CAMBIO EN SU DIRECCI\u00d3N DE CORREO ELECTR\u00d3NICO Y ACEPTA ESTAR OBLIGADO POR CUALQUIER COMUNICACI\u00d3N QUE LE ENV\u00cdE BANKTECH A LA \u00daLTIMA DIRECCI\u00d3N DE CORREO ELECTR\u00d3NICO PROPORCIONADA POR USTED A BANKTECH.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>E-Sign Policy E-Sign Consent \u00a0 Last updated: \u00a0March 24, 2020 \u00a0 Transaction and Promotions Inc., Paradigm Services, Inc. or third-party [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"content-type":"","om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"wf_page_folders":[21],"class_list":["post-529","page","type-page","status-publish","hentry"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 4.9.5.2 - aioseo.com -->\n\t<meta name=\"description\" content=\"E-Sign Policy E-Sign Consent Last updated: March 24, 2020 Transaction and Promotions Inc., Paradigm Services, Inc. or third-party service providers (\u201cBanktech \u201d, \u201cour\u201d or \u201cus\u201d) may need to provide you with certain communications, notices, agreements, billing statements, or disclosures in writing (\u201cCommunications\u201d) regarding our Services. 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